Commercial Lending Solution (CLS)

Overview

The Legentech Commercial Lending Solution (CLS) refers to the loans given by financial institutions, commonly banks, to companies (instead of individuals – retail lending) to fund their businesses.

Empower with new age technologies, advanced process frameworks, and increased automation; offer superior digital experience and on-demand, custom financing for customers.

Features & Benefits




Variety of Financing Options:

Commercial lending solution encompass a wide range of financing options, including term loans, lines of credit, asset-based lending, revolving credit facilities, and commercial mortgages.



Flexible Terms and Conditions:

Lenders offer flexible terms and conditions tailored to the unique requirements of each corporate borrower.




Customized Loan Structures:

Commercial lending solution can be structured to accommodate specific business needs and objectives. Lenders work closely with corporate clients to design loan structures that align with their financial goals and cash flow requirements.



Quick Approval & Disbursement:

Many commercial lending solution offer expedited approval processes and swift disbursement of funds, allowing businesses to access financing quickly when needed for time-sensitive opportunities or unexpected expenses.



Competitive Interest Rates:

Lenders strive to offer competitive interest rates to attract corporate borrowers. The interest rates may be fixed or variable, depending on market conditions and the type of financing.



Risk Management and Mitigation

Lenders assess the creditworthiness and risk profile of corporate borrowers to mitigate lending risks.





Capital for Growth and Expansion:

Commercial lending solution provide businesses with the capital needed to fund growth initiatives, expand operations, enter new markets, invest in technology, and pursue strategic opportunities.




Enhanced Financial Stability:

By accessing financing through commercial lending solution , businesses can strengthen their financial position, improve balance sheet metrics, and enhance overall stability, which can be critical during economic downturns or periods of uncertainty.

How it Works

Legentech commercial lending solution evaluated the bank's entire credit process — from prospecting to loan closing — using a five-step methodology. Then, Legentech developed multiple solution options. Our proprietary Commercial Lending Solutions framework made sure each option addressed metrics that mapped directly to the bank's business objectives and optimized the end-to-end process with analytics and technology.